INSURANCE PRODUCT OFFERINGS AVAILABLE FROM RH&A
| We offer these insurance products… | From these core carriers… |
|---|---|
| Life Insurance: | |
| Term life Offering a variety of rate/term guarantees, e.g., 10-, 15-, 20-, 30-year |
MetLife, Genworth, Ohio National, AXA Equitable, ING, Banner, West Coast |
| Universal Life Policies with lifetime guarantee or cash value accumulation |
|
| Traditional Whole Life Offers dividends for substantial accumulation |
|
| Disability Income: | |
| Individual Disability Income Coverage | Assurity, MetLife, Berkshire/Guardian, Principal Standard, Unum |
| Business Overhead Expense Coverage | |
| Disability Buy/Sell Coverage | |
| Graded Benefit Coverage For substandard risks |
|
| Long-Term Care: | |
| Reimbursement |
Genworth, John Hancock, MetLife |
| Indemnity | |
| Facility Only | |
| Fixed Annuities: | |
| Deferred Annuities | Genworth, Integrity, Ohio National Lincoln Financial, The Hartford |
| Single Premium Immediate Annuities | |
