INTEGRATED RETIREMENT SOLUTIONS FOR YOUR PERSONAL AND BUSINESS NEEDS.
As a business owner, your need for retirement planning is twofold: to offer a competitive qualified retirement plan for your employees, and to save for your own personal retirement dreams.
Retirement plan design
Is your company a candidate for a 401(k) plan—or another type of employer-sponsored retirement plan? RH&A will evaluate all the options that fit your objectives and present them to you. Once you select a plan, we’ll help you choose the investment vehicles to fund it, and manage it on an ongoing basis.
Implementation and enrollment
Getting a new plan up and running, or transitioning an existing plan, can be challenging. There are many regulations to follow and details to communicate. And then you need to guide employees through the enrollment process. At RH&A, our experts understand that your time is better spent on your own business matters. That’s why we handle all aspects of implementation, conduct enrollment meetings, and meet with employees, all to ensure maximum participation in—and appreciation for—your company sponsored retirement plan.
Deferred compensation
We can help you provide supplementary compensation to key executives or employees as an incentive to stay with the company. Or we can help you (and other principals) to defer your own compensation to avoid paying taxes in a certain year. Best of all, we’ll integrate any non-qualified plans with your qualified benefits so that your entire benefits program is easier to monitor.
Employer-sponsored long-term care
Today, a critical part of retirement planning is addressing long-term care. That’s because there’s an increased chance that you’ll require nursing home care at some point during retirement. So if you want to offer an option for long-term care as part of your retirement planning offering, RH&A can help you evaluate the latest long-term care insurance on the market—and determine which policy may be right for your business.
